The Novi pilot is available to a limited number of people in the US using WhatsApp for Android and iOS letting them securely send and receive money with no fees, instantly right within WhatsApp chat. The payments are made using USDP (Pax Dollars), a stablecoin that's backed by the US dollar issued by Paxos (1 USDP is equivalent to 1 USD). People won't be buying cryptocurrency when they use it, it's simply money transfers that use stablecoin as an instrument. Link
