Tesla launched an insurance service in Texas that uses real-time driving behavior.
Tesla already offers insurance in CA but the new Texas launch uses behavior data to set premiums based on the owner's "safety score". Typically insurance providers look at credit, age and gender, but Tesla says they won't even look at customers' claim history and driving records. The premium can change every month based on the driver's behavior: every forced collision warning and forced Autopilot disengagement will affect their score. Following vehicles too close, braking too hard and turning corners aggressively could lower their score, as well. The same safety score was recently used to screen applicants for Tesla's Full Self Driving feature.
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